- General liability
- $1,000,000 per occurrence / $2,000,000 aggregateThe limit written into most commercial janitorial contracts and required by the State of New Jersey's own standard terms.
- Care, custody & control
- EndorsedStandard general liability excludes damage to the property being worked on. This endorsement covers the floor, the countertop, or the equipment we are actually cleaning — the gap that most cleaning contractors carry unknowingly.
- Workers' compensation
- Bound before any employee's first shiftMandatory in New Jersey from the moment a company has employees, and we will not put a person in your building before it is in force. If an uninsured contractor's worker is injured on your property, that exposure can land on the owner — so ask every bidder for the certificate, not just the promise.
- Janitorial bond
- Available on requestFor buildings requiring bonding for after-hours access. Tell us your requirement at the walkthrough and it is in place before the first shift.
- Additional insured
- CG 20 10 and CG 20 37 availableWe provide the endorsement pages themselves, not just a checked box on a certificate. Property managers who have been through a claim know the difference.